Getting injured on the job or suffering a work-related illness can be emotionally and financially burdensome for the victim, from the emotional stress of the injury itself to the costly medical bills that come as a result. Fortunately, injured workers are protected by worker’s compensation insurance, which can cover lost income and medical benefits. However, many people who are injured while on the job make mistakes when reporting the injury and filing a claim. These mistakes can prevent you from receiving the benefits and compensation you rightfully deserve.
Before you file your claim, make sure you avoid these common mistakes:
- Not reporting the injury – A huge mistake many workers make is not reporting their injury to their employer right away. Some people think notifying their doctor is enough, but it’s not if you want worker’s compensation. If you don’t report the accident, you may get stuck covering all your expenses. If you are injured on the job, you should report the accident to your manager right away. Your employer will need to notify their insurance provider of the accident and fill out the proper paperwork.
- Waiting too long to file a claim – Along with reporting the injury to your employer, you should also file a claim with the New Jersey Division of Worker’s Compensation as soon as possible. The state of New Jersey has a two-year stature of limitation for worker’s compensation. However, the sooner you file a claim, the better.
- Leaving out important information – When reporting an injury and filing a claim, it’s important that you always tell the truth and provide as many details as possible. Neglecting to do so can hurt your chances of receiving benefits and compensation. Make sure your medical care provider is informed of all your injuries and symptoms beginning with the accident. If you report the injuries and symptoms later on, the employer or their insurance provider might argue they aren’t related to the accident.
- Not consulting an attorney – To ensure you receive all the benefits you are entitled to, you should consult a lawyer. Our workers comp lawyers in NJ specialize in worker’s compensation cases and have helped countless clients receive the benefits they deserve. Without a skilled attorney, you risk accepting a settlement that is less than you deserve.
For assistance with your worker’s compensation claim, contact our worker’s comp lawyers in NJ – (609) 407-1000.
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